Terms of Service

1. Disclaimer

BETA VERSION NOTICE

Our Site and any related services are currently in an early beta phase and may contain limitations, errors, or incomplete features. The Site is provided for preliminary use, testing, and evaluation purposes only. We make no guarantee that the product will be fully launched or that any particular features or functionalities will be available.

USE AT YOUR OWN RISK

By accessing or using the Site, you acknowledge and accept all associated risks, including potential technical issues, incomplete functionality, or interruptions. You understand that the product is experimental, and you should not rely on the Site for any critical purpose or decision.

NO GUARANTEES OF SERVICE OR OUTCOME

Articos makes no promises or guarantees regarding any specific outcome, result, or future availability of services. We do not guarantee the continued operation of the Site or the release of any features. All aspects of the Site are subject to change or removal at our discretion.

DATA PRIVACY

User data is collected and processed in accordance with our Privacy Policy. We do not collect sensitive personal information (such as financial account details or government identifiers) and encourage users not to share such sensitive information. Please see our Privacy Policy (available on our website) for details on how we handle your data.

FEEDBACK WELCOME

As we continue to develop and enhance the Site, your feedback is highly valued. Please share any issues, suggestions, or comments with us at [email protected] or [email protected] so we can improve the product.

2. Terms of Service

We are ARTICOS (hereinafter “ARTICOS”, “we”, “us” or “our”) and we operate this website (the “Site”). PLEASE NOTE: These terms of use (“Terms”, “Agreement”) constitute a legal agreement between you (hereinafter “you” or “User”) and Articos. Our Privacy Policy is published on our website and is supplementary to this Agreement; it is subject to these Terms and should be read together with them. PLEASE READ THESE TERMS AND OUR PRIVACY POLICY CAREFULLY. BY ACCESSING OR USING THIS SITE, YOU AGREE TO BE LEGALLY BOUND BY THESE TERMS AND ALL TERMS INCORPORATED BY REFERENCE. We encourage you to keep a copy for your reference. If you disagree with any part of these Terms, you must not access or use the Site.

3. Changes

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will make reasonable efforts to provide at least 30 days’ notice before the new terms take effect. What constitutes a material change will be determined at our sole discretion or as required by applicable law. By continuing to access or use our Site after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new Terms in whole or in part, please stop using the Site and Services.

4. User Registration

To use certain features of our Site, you may register by providing your email address and creating an account. You agree to provide accurate, current, and complete information during registration and to update such information promptly. You are responsible for maintaining the confidentiality of any access credentials (such as passwords) and for all activities that occur under your account. We reserve the right to remove, reclaim, or change any username or registration that we determine, at our sole discretion, to be inappropriate, obscene, or otherwise objectionable.

5. Minors

The Site is intended for users who are at least 18 years of age. Users who are minors in the jurisdiction in which they reside (generally under 18) are not permitted to use this Site. If you become aware that a minor has accessed or used our Site, you must notify us immediately using the contact information below.

6. Services

The Site currently provides a technology platform for users to express interest in our upcoming products and to receive updates. We are in an early development stage and are not offering any transactional, investment, or other paid services at this time. Any features, demonstrations, or pilot offerings are experimental and provided for testing and feedback purposes only. We do not guarantee that any particular service will be available in the future or that any outcome will result from your use of the Site.

7. Payments

BETA ACCESS

During the beta phase, ARTICOS does not process any transactions or charge any platform fees, subscription fees, or usage charges for access to the Site.

FUTURE FEES

If we introduce any paid tiers, fees, or charges in the future, we will notify all users at least thirty (30) days in advance. We will update these Terms to reflect any pricing changes. If you do not agree to any new pricing, you may discontinue using the Site before the new pricing takes effect; continued use after that date will constitute acceptance of the new pricing.

8. User Representations

By accessing or using the Site, you represent, warrant, and agree that:

All information you provide (including for registration) is true, accurate, current, and complete, and you will promptly update it if it changes.
You have the legal capacity and authority to enter into these Terms (and to bind your entity, if applicable), and you are not a minor in your jurisdiction.
You will keep your account credentials secure and notify us immediately of any unauthorized use.
You will use the Site only for lawful purposes; you will not use any automated means (such as bots, scripts, or scrapers) to access, crawl, or collect information from the Site except through interfaces we expressly provide. You will not attempt to circumvent any access controls, geoblocking, or security measures.
You will comply with all applicable laws, regulations, and rights of any person in any jurisdiction when using the Site. In particular, you will not use the Site for any illegal, fraudulent, or abusive purposes.
You will not treat any content or material on the Site as legal, tax, or investment advice. All information on the Site is provided for general informational purposes only. You should seek advice from qualified professionals for any specific decisions.

If any representation or warranty is untrue, inaccurate, not current, or incomplete, or if you breach these Terms, we may suspend or terminate your access to the Site and Services.

9. Acceptable Use

You are responsible for your use of the Site and its features. You agree not to use the Site for any purposes other than those expressly permitted by these Terms. We reserve the right to suspend or terminate your access to the Site at our sole discretion, especially if we believe you have violated any of these Terms or engaged in prohibited activity.

10. Prohibited Uses

You agree to use the Site solely for lawful purposes and in compliance with all applicable laws. To the maximum extent permitted by law, you will not, and will not permit any third party to do any of the following:

Reverse Engineer or Interfere — Reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code, object code, algorithms, file formats, or non-public APIs of the Site or any software or hardware components.
Automated Access — Access, navigate, or search the Site by any automated means (including bots, spiders, crawlers, scrapers, or other automated data-gathering tools) except through interfaces we expressly provide.
Overload or Disrupt — Use the Site in any manner that could impair, overburden, damage, disable, or disrupt the integrity or performance of the Site or interfere with any other party’s use of the Site.
Unauthorized Access — Access or attempt to access any systems, data, materials, or information not intentionally made available or provided through the Site, including by circumventing any security or access controls.
Remove Notices — Remove, obscure, alter, or tamper with any copyright, trademark, logo, notice, instruction, hyperlink, or other proprietary rights notice contained in or on the Site or the Services.
Branding — Remove, obscure, alter, or interfere with any notice, banner, advertisement, or other branding displayed on the Site.
Data Privacy Violations — Use the Site to collect, store, or transmit personal data in violation of applicable privacy laws. In particular, you will not upload or disclose any sensitive personal data (for example, racial or ethnic origin, political opinions, religious beliefs, health information, etc.) that falls under GDPR special categories, unless explicitly permitted by law. You may not post any content that violates the privacy or rights of any third party.
Advice or Endorsement — Construe or rely upon any content on the Site as professional advice (legal, tax, investment, or otherwise) or as an endorsement by Articos of any specific transaction or outcome.
Unauthorized Use of Content — Use any content or information obtained through the Site for any commercial purpose or in any way not expressly authorized by Articos without our prior written approval.

If we believe that you have engaged in any of the foregoing prohibited activities, we may suspend or terminate your access immediately and pursue any other remedies available under law.

11. Third-Party Links

The Site may contain links to websites or services owned and operated by third parties. Articos does not control those external sites, and access to them is at your own risk. When you access a third-party site from our Site, you do so subject to that third party’s terms of use and privacy policy. Articos has no responsibility for the content, practices, or quality of any third-party site or service. We do not make any representations or warranties regarding any content or services available through such links. Any dealings with third parties (including other users) are solely between you and that third party, and Articos disclaims all liability in connection with those dealings.

12. Confidentiality

“Confidential Information” means non-public information a party (“Disclosing Party”) shares with the other (“Receiving Party”) that is marked confidential or should reasonably be understood as confidential given its nature. It includes business plans, technical and security information, product designs, reports, non-public terms of these Terms, and non-public user data shared to provide the Services.

Confidentiality — Neither party shall disclose or use any Confidential Information of the other for any purpose outside the scope of this Agreement, except with the Disclosing Party’s prior written permission.
Protection — Each party agrees to protect the confidentiality of the other party’s Confidential Information with at least the same degree of care that it uses to protect its own proprietary information, but in no event less than reasonable care.
Compelled Disclosure — If a party is compelled by law to disclose Confidential Information of the other, it shall (if legally permitted) give prior notice to the other and reasonable assistance to contest the disclosure.
Remedies — If the Receiving Party discloses or threatens to disclose the Disclosing Party’s Confidential Information in breach of these obligations, the Disclosing Party shall have the right to seek injunctive relief and any other remedies available at law or in equity.
Survival — These confidentiality obligations begin on disclosure and survive for five (5) years after termination of these Terms, except that trade secrets are protected for as long as they remain trade secrets under applicable law.

13. Intellectual Property Rights

“Intellectual Property” means all patents, trademarks, copyrights, trade secrets, know-how, software, designs, and other proprietary rights.

Ownership — Except for the limited rights expressly granted in these Terms, nothing herein transfers or assigns any intellectual property right. All right, title, and interest in and to the Site and the Services, including their design, look and feel, content, software, code, features, and functionality, and all associated trademarks, are and will remain the exclusive property of Articos and its licensors. We do not claim ownership of the data or content you submit to the Site; you retain all rights to your user-provided content.
Limited License — Subject to these Terms, Articos grants you a personal, revocable, non-exclusive, non-transferable license to access and use the Site solely for your own lawful, personal use.
Feedback License — If you provide ideas, suggestions, enhancement requests, comments, bug reports or other feedback relating to the Site or Services (“Feedback”), you grant Articos a worldwide, perpetual, irrevocable, royalty-free, fully paid-up, transferable, and sublicensable license to use, copy, modify, adapt, create derivative works from, distribute, and otherwise exploit the Feedback for any purpose, without any obligation to you.

14. Disclaimer

THE SITE AND ALL CONTENT, FEATURES, AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ARTICOS AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND LICENSORS (COLLECTIVELY, THE “ARTICOS PARTIES”) MAKE NO REPRESENTATIONS, WARRANTIES, OR GUARANTEES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, REGARDING THE SITE OR ANY CONTENT OR OPERATION THEREOF. YOU AGREE THAT YOUR USE OF THE SITE IS AT YOUR SOLE RISK.

NO LEGAL, TAX, OR INVESTMENT ADVICE

Articos is not a law firm, tax advisor, broker-dealer, investment adviser, or fiduciary. Any information made available via the Site is for general information only and should not be construed as legal, tax, or investment advice. You should not rely on the Site for making legal or financial decisions and should seek advice from qualified professionals.

IMPORTANT NOTICE

The Site and any related services are experimental and provided for testing purposes only. Any demo or pilot access is limited and not to be relied upon. Articos disclaims any intent to imply that the Site is operational or available for any commercial use.

15. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, ARTICOS AND ITS AFFILIATES, AND EACH OF THEIR RESPECTIVE SUCCESSORS, OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND REPRESENTATIVES, WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, GOODWILL, DATA, BUSINESS OPPORTUNITY, OR OTHER INTANGIBLE LOSSES, OR FOR ANY DAMAGES FOR LOSS, THEFT, OR INACCESSIBILITY OF DIGITAL OR OTHER ASSETS, OR FOR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF (OR INABILITY TO USE) THE SITE, ANY CONTENT ON THE SITE, OR ANY SERVICES ACCESSED THROUGH THE SITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF ARTICOS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL ARTICOS’S TOTAL LIABILITY EXCEED THE AMOUNT YOU PAID, IF ANY, FOR ACCESS TO THE SITE (WHICH IS CURRENTLY ZERO).

16. Indemnification

To the fullest extent permitted by law, you agree to indemnify, defend, and hold harmless the Articos Parties from and against any and all claims, losses, liabilities, damages, expenses (including reasonable attorneys’ fees), demands, or actions arising out of or relating to: (i) your violation of these Terms or any applicable law; (ii) your violation of any third-party right (including intellectual property, publicity, confidentiality, or privacy rights); (iii) any dispute or interaction between you and any third party through the Site; or (iv) any other wrongful act or omission by you. Articos reserves the right to assume the exclusive defense and control of any matter subject to indemnification by you.

17. Termination

We may terminate these Terms and your access to the Site at any time, with or without notice, if we believe you have violated these Terms or engaged in any prohibited activity. Upon termination, the sections titled Prohibited Uses, Indemnification, Disclaimer of Warranties, Limitation of Liability, Waiver, Dispute Resolution, and any other provisions that by their terms survive termination will remain in effect.

18. Dispute Resolution

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

Dispute Resolution — We strive to address your concerns without litigation. Before filing a claim, you must try to resolve the dispute informally by sending us a written notice of dispute at [email protected] or [email protected] that includes your name, a detailed description of the dispute, and the remedy you seek. We will attempt to resolve the dispute informally by contacting you via email.
Arbitration — If a dispute is not resolved through informal discussions within 30 days of our receipt of your notice, it will be referred to and finally resolved by binding arbitration. The arbitration will be administered by the Dubai International Arbitration Centre (DIAC) under its Rules, and the seat (legal place) of arbitration will be the Dubai International Financial Centre (DIFC), Dubai, United Arab Emirates. The tribunal will consist of one (1) arbitrator. The language of the arbitration will be English. The arbitration award will be final and binding, and judgment on the award may be entered in any court of competent jurisdiction.
Arbitration Confidentiality — The existence of the arbitration and all related submissions, evidence, and awards will be kept confidential, except as required to enforce a legal right or as otherwise required by law.
Restrictions — To the fullest extent permitted by law, any arbitration will be limited to the parties to the dispute. No arbitration may be consolidated with any other proceeding. Class, collective, or representative claims or procedures are not permitted.
Governing Law — These Terms and any disputes arising out of them will be governed by the laws of the United Arab Emirates, without regard to conflict-of-law principles. The DIFC Courts will have non-exclusive supervisory jurisdiction over the arbitration (including interim measures or challenges to arbitral awards).

19. General Terms

Force Majeure — Articos shall not be liable for any failure or delay in performance of the Site that results from causes beyond our reasonable control, including acts of God, war, terrorism, civil disturbance, strikes or other labor disputes, internet or network failures, or any other force majeure event.
Assignment — You may not assign or transfer any of your rights or obligations under these Terms without Articos’s prior written consent; any attempted assignment without consent is void. Articos may assign or transfer its rights and obligations without your consent to (a) an affiliate, or (b) in connection with a merger, acquisition, corporate reorganization, or sale of assets.
Waiver — The failure of Articos to exercise any right or remedy under these Terms or applicable law does not constitute a waiver of that right or remedy.
Severability — If any provision of these Terms is found to be invalid or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.
Limitation Period (Expiration of Claims) — To the fullest extent permitted by law, any claim or cause of action arising out of or relating to the Site or these Terms must be filed within one (1) year after such claim or cause of action accrues, or it is permanently barred.
Entire Agreement — These Terms constitute the entire agreement between you and Articos regarding the Site and supersede any prior agreements or understandings, whether written or oral.
Notices; Electronic Communications — We may provide notices to you by email, postal mail, or by posting on the Site. You consent to receive all notices and other communications from us electronically. Legal notices to Articos must be sent to [email protected] (and to any postal address we publish in these Terms or on the Site). Notices are deemed given on the date sent (for email) or the date of posting on the Site.
Export Controls — You agree to comply with all applicable export laws and regulations of the United Arab Emirates, United States, European Union, United Kingdom, and any other relevant jurisdiction. You will not export, re-export, transfer, or use the Site or any technology or content in violation of such laws. In particular, you will not use the Site from or on behalf of any country that is subject to an export embargo or trade sanctions by those laws (for example, countries under U.S., UK, EU, or UAE sanctions). You represent that you are not a national or resident of, or located in, any such prohibited jurisdiction.

20. Contact Us

If you have any questions about these Terms, please contact us by e-mail at [email protected] or [email protected].

Feedback Encouraged

We value your input as the product is experimental. Please feel free to share any feedback or suggestions to help us improve Articos.

Note: Any demo or pilot access to Articos is limited and for experimental purposes only. The product has not been fully launched and should not be considered ready for production use.